:root {
  --bg: #f7f9fc;
  --bg-alt: #eef3fa;
  --surface: #ffffff;
  --text: #122033;
  --muted: #4c5b70;
  --primary: #0f5db8;
  --primary-strong: #0b4b95;
  --accent: #12a150;
  --border: #dbe4f0;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(10, 35, 66, 0.08);
  --max: 1140px;
  --space: 1rem;
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);background:var(--bg);color:var(--text);line-height:1.6}
a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block;height:auto}
.container{width:min(var(--max),92%);margin-inline:auto}
.skip-link{position:absolute;left:-9999px;top:0}
.skip-link:focus{left:1rem;top:1rem;background:#000;color:#fff;padding:.5rem .75rem;z-index:10000}

.site-header{position:sticky;top:0;z-index:999;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--border)}
.header-wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.85rem 0}
.brand{display:flex;align-items:center;gap:.65rem;color:var(--text);font-weight:700}
.brand-badge{background:linear-gradient(135deg,var(--primary),var(--accent));color:#fff;border-radius:10px;padding:.4rem .55rem;font-size:.85rem}
.menu{display:flex;gap:1rem;align-items:center}
.menu a{font-weight:600;color:var(--text);padding:.45rem .65rem;border-radius:10px}
.menu a.active,.menu a:hover{background:var(--bg-alt);text-decoration:none}
.menu-toggle{display:none;border:1px solid var(--border);background:#fff;border-radius:10px;padding:.45rem;cursor:pointer}
.menu-toggle span{display:block;width:22px;height:2px;background:var(--text);margin:4px 0}

.btn{display:inline-flex;align-items:center;justify-content:center;padding:.78rem 1.1rem;border-radius:12px;font-weight:700;border:1px solid transparent;transition:.25s ease}
.btn-primary{background:linear-gradient(135deg,var(--primary),var(--primary-strong));color:#fff}
.btn-primary:hover{filter:brightness(1.05);text-decoration:none}
.btn-secondary{background:#fff;border-color:var(--border);color:var(--text)}
.btn-secondary:hover{background:var(--bg-alt);text-decoration:none}

.hero{padding:3.6rem 0 2.8rem;background:radial-gradient(circle at 10% 0%,#e9f1ff 0%,transparent 40%),var(--bg)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem;align-items:center}
.eyebrow{display:inline-block;font-size:.82rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--primary);background:#eaf2ff;padding:.35rem .65rem;border-radius:999px}
h1{font-size:clamp(1.8rem,3.2vw,3rem);line-height:1.2;margin:.9rem 0}
.hero-sub{font-size:1.05rem;color:var(--muted)}
.hero-actions{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.1rem}
.trust-list{padding-left:1.1rem;color:var(--muted}
}
.hero-media img{border-radius:var(--radius);box-shadow:var(--shadow);object-fit:cover}

.section{padding:4rem 0}
.section-alt{background:var(--bg-alt)}
.section-head h2{margin:.4rem 0 0;font-size:clamp(1.45rem,2.3vw,2.2rem)}
.cards-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-top:1.3rem}
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:1.1rem;box-shadow:var(--shadow)}
.card h3{margin:.2rem 0 .5rem}
.icon{font-size:1.35rem}
.text-link{font-weight:700}

.split{display:grid;grid-template-columns:1.1fr .9fr;gap:1.2rem;align-items:start}
.highlight-box,.info-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:1.2rem;box-shadow:var(--shadow)}
.steps{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:1.1rem 1.2rem;box-shadow:var(--shadow)}
.contact-list{padding-left:1.1rem}

.faq{display:grid;gap:.7rem;margin-top:1.2rem}
.faq-item{border:1px solid var(--border);border-radius:12px;background:#fff;overflow:hidden}
.faq-question{width:100%;text-align:left;border:0;background:#fff;padding:1rem 1rem;font-weight:700;cursor:pointer}
.faq-question:hover{background:#f8fbff}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease;padding:0 1rem}
.faq-item.open .faq-answer{max-height:260px;padding:0 1rem 1rem}

.cta-final{background:linear-gradient(135deg,#0f5db8,#0a3f7d);color:#fff}
.cta-final .btn-secondary{background:#fff}

.site-footer{background:#09192b;color:#d7e0ec;padding-top:2.2rem}
.footer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.2rem}
.site-footer h3{color:#fff;margin-top:0}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:.45rem 0}
.site-footer a{color:#d7e0ec}
.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:1rem;padding:1rem 0;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}

.legal-main{padding:2rem 0 4rem}
.legal-wrap{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow)}
.legal-meta{display:flex;gap:1rem;flex-wrap:wrap;color:var(--muted);font-size:.95rem}
.legal-wrap h2{margin-top:1.5rem}
.legal-wrap ul{padding-left:1.1rem}

.contact-page .contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}
.form-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:1.2rem;box-shadow:var(--shadow)}
.form-group{margin-bottom:.9rem}
label{display:block;font-weight:600;margin-bottom:.35rem}
input,select,textarea{width:100%;padding:.72rem;border:1px solid #c8d4e5;border-radius:10px;font:inherit}
textarea{min-height:130px;resize:vertical}
input:focus,select:focus,textarea:focus,.btn:focus,.menu-toggle:focus,.faq-question:focus{outline:3px solid rgba(15,93,184,.25);outline-offset:2px}
.error{color:#b42318;font-size:.88rem;display:none}
.input-error + .error{display:block}
.form-message{margin-top:.9rem;padding:.75rem;border-radius:10px;font-weight:600}
.form-message.info{background:#e9f1ff;color:#0a3f7d;border:1px solid #bfd5ff}

.back-to-top{position:fixed;right:16px;bottom:16px;width:42px;height:42px;border:0;border-radius:50%;background:var(--primary);color:#fff;cursor:pointer;display:none;box-shadow:var(--shadow)}
.back-to-top.show{display:block}

.reveal{opacity:0;transform:translateY(18px);transition:opacity .5s ease,transform .5s ease}
.reveal.visible{opacity:1;transform:translateY(0)}

@media (max-width: 900px){
  .menu-toggle{display:block}
  .menu{position:absolute;top:100%;right:4%;left:4%;background:#fff;border:1px solid var(--border);border-radius:12px;box-shadow:var(--shadow);padding:.7rem;display:none;flex-direction:column;align-items:flex-start}
  .menu.open{display:flex}
  .header-cta{display:none}
  .hero-grid,.split,.contact-page .contact-grid,.cards-grid,.footer-grid{grid-template-columns:1fr}
}

@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto}
  *{animation:none!important;transition:none!important}
}